SIP Calculator
Calculate the future value of your SIP investments with optional annual step-up. View premium summary, CAGR, detailed year-wise & month-wise breakdown, and an interactive growth chart.
Future Value
0
Total Invested
0
Wealth Gained
0
CAGR
0%
Growth Over Time
Yearly Breakdown
| Year | Opening | Contribution | Interest | Closing |
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What Is a SIP (Systematic Investment Plan)?
A SIP allows you to invest a fixed amount at regular intervals (monthly/quarterly/yearly). Each contribution grows through the power of compounding, helping you build long-term wealth with discipline.
How This SIP Calculator Helps You
- Calculates future value of SIP with precision
- Supports monthly, quarterly & yearly contributions
- Option to increase SIP every year (step-up SIP)
- Interactive chart visualizing yearly growth
- Detailed EMI-style expandable breakdown
- Exports results to CSV & PDF
SIP Formula Used
FV = SIP × [((1 + r)n − 1) / r] × (1 + r)
Where r = periodic return rate, n = number of contributions
Frequently Asked Questions (FAQs)
No. SIP returns depend on market performance. This tool provides an estimate using assumed return rate.
Step-up SIP increases your SIP amount every year by a fixed percentage. This calculator includes that option.
Monthly SIP provides better rupee-cost averaging and smoother investing for salaried individuals.
Equity SIPs historically give 10–15% CAGR over long periods. Use a realistic expected return.