Mutual Fund Calculator

Estimate mutual fund returns using SIP or lump sum investments. Understand total investment, wealth gained, and future value with a detailed chart and expandable year-wise breakdown.

What Is a Mutual Fund?

A mutual fund pools money from investors and invests it across equities, debt, or hybrid instruments to generate long-term wealth.

SIP vs Lump Sum Investment

SIP helps average market volatility through periodic investments, while lump sum benefits when markets are undervalued.

Why Use a Mutual Fund Calculator?

  • Plan long-term investments
  • Visualize compounding growth
  • Compare investment strategies
  • Estimate future corpus

Frequently Asked Questions

No. Returns depend on market performance and fund allocation.
SIP reduces market timing risk, while lump sum may give higher returns in bullish markets.
Equity mutual funds historically deliver 10–14% annually over long periods.